Terms of Use
These Terms of Use ("Terms") govern access to and use of the website alverino.site and the financial advisory and consulting services described on it, operated by Coronation Reef Advisory (Pty) Ltd (Proprietary Limited (Pty) Ltd), trading as Coronation Reef Advisory ("we", "us", "our", "Coronation Reef Advisory"). By submitting the contact form on this site, subscribing to our email updates, or otherwise engaging with the site, you ("you", "the user") agree to be bound by these Terms. If you do not agree, please refrain from using the site or contacting us through it.
1. Who We Are
Coronation Reef Advisory (Pty) Ltd is a Proprietary Limited (Pty) Ltd registered in South Africa under registration number 3152365422, with its registered address at 48 Beatrix Avenue, 1035 Witbank, South Africa. We can be reached at [email protected] or +27 13 406 2246. Coronation Reef Advisory provides financial consulting services to clients on a professional, engagement-specific basis, subject to separate written agreements where applicable.
2. The Journey of Your Engagement With Us
These Terms follow the natural path by which a visitor becomes a contact and, potentially, a client or subscriber. First, a visitor arrives at alverino.site. Second, that visitor may choose to submit the contact form, providing their name, email address, and any message content they wish to share regarding their financial consulting needs. Third, a visitor may instead, or additionally, subscribe to our email list to receive updates, insights, and communications relevant to our advisory services. Fourth, where a formal advisory relationship is subsequently established, separate engagement terms, fee agreements, and disclosures required under applicable South African financial services legislation will govern that relationship and will take precedence over these Terms in respect of the services concerned. These Terms apply to the website interaction stages described above and to general use of the site's content.
3. Use of the Contact Form
When you submit the contact form, you represent that the information you provide is accurate and that you have the right to share it. We use the information solely to respond to your enquiry, and we do not guarantee any particular response time. Submitting the form does not create a client relationship, a mandate, or any obligation on our part to provide advisory services until a separate written engagement is concluded.
4. Email Subscription
If you subscribe to our email updates, you consent to receive periodic communications from Coronation Reef Advisory relating to our services, market commentary, and related content. You may withdraw this consent at any time by using the unsubscribe mechanism included in each email or by contacting us directly at [email protected]. We do not sell or rent subscriber lists to third parties.
5. Nature of Content on This Site
Content published on alverino.site, including any commentary, articles, or general information regarding financial markets or planning, is provided for general informational purposes only. It does not constitute financial, investment, tax, or legal advice, and it does not take into account your personal circumstances, objectives, or risk profile. No content on this site should be relied upon as a substitute for formal advice obtained through a proper engagement with a qualified advisor at Coronation Reef Advisory or elsewhere.
6. Intellectual Property
All text, graphics, logos, and other material on this site are the property of Coronation Reef Advisory (Pty) Ltd or its licensors and are protected under South African copyright and trademark law. You may view and print material for personal, non-commercial reference, but you may not reproduce, distribute, or republish any content without our prior written consent.
7. Accuracy and Availability
We take reasonable care to ensure that information published on this site is accurate at the time of publication, but we make no warranty, express or implied, as to its completeness or continued accuracy. We may amend, suspend, or withdraw any part of the site, including its availability, at any time without notice.
8. Limitation of Liability
To the fullest extent permitted by South African law, Coronation Reef Advisory (Pty) Ltd shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of, or inability to use, this website, including reliance on any general content published on it. Nothing in these Terms limits liability that cannot lawfully be excluded, including liability arising from gross negligence or wilful misconduct.
9. Third-Party Links
Where this site contains links to third-party websites, these are provided for convenience only. We do not control and are not responsible for the content, privacy practices, or availability of any linked third-party site.
10. Protection of Your Personal Information
Our collection and processing of personal information submitted through the contact form and email subscription is governed by our Privacy Policy, which is prepared in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA). By using these features of the site, you acknowledge that your information will be processed as described in that policy.
11. Governing Law and Jurisdiction
These Terms are governed by the laws of the Republic of South Africa. Any dispute arising from these Terms or your use of the site shall be subject to the non-exclusive jurisdiction of the South African courts.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes in our services, legal obligations, or business practices. The version published on alverino.site at any given time is the version in effect, and continued use of the site after changes are posted constitutes acceptance of the revised Terms.
13. Contact
Questions about these Terms may be directed to Coronation Reef Advisory (Pty) Ltd, 48 Beatrix Avenue, 1035 Witbank, South Africa, telephone +27 13 406 2246, email [email protected].
Registration number: 3152365422 | Registering authority: CIPC South Africa | Tax reference number: 5766330071
Last updated: 2026